As the year comes to a close, we take this time to reflect upon what we have accomplished and what is left on our to-do lists. However, making the most of our dental insurance benefits is often overlooked.
If you have a “Use-It-or-Lose-It” dental plan, now is the time to schedule that check-up. Make sure you do not lose out on important benefits before the year ends. This blog explains why you should act now to protect your oral health.
Understanding The “Use-It-or-Lose-It” Insurance Policy
The “Use-It-or-Lose-It” rule governs many dental insurance plans, meaning any unused benefits do not generally carry over into the following year. If you do not use your available benefits before the end of the year, you just lose them.
This includes services such as cleanings, exams, X-rays, and sometimes other treatments covered under your plan. As the year goes on, using these benefits to the fullest is important because they will be lost if not used.
Why You Should Use Your Dental Benefits Now
With the year getting ready to come to a close, there is little time remaining to fit in those remaining dental visits. You have been paying for the “Use-It-or-Lose-It” dental insurance all year. It is a good idea to make sure you get the most out of it before the year resets. Make an appointment now, and you will not lose any benefits; this will also keep your mouth healthier.
A visit now will spare you the last-minute rushes that characterize the end of the year, when most dental offices are usually filled with people trying to use up their benefits. Proactive scheduling ensures your spot and gives you peace of mind heading into the new year.
The Risk Of Allowing Your Oral Health To Slip Away
Not seeing a dentist regularly or delaying appointment scheduling may lead to preventable dental problems. Such issues, like cavities or gum diseases, may not have symptoms earlier, but over time, without professional attention, they will become serious and could turn into complex conditions. These could cost you more than the unutilized coverage as time passes.
By sticking to your dental appointments, you ensure that all minor problems are diagnosed early and treated in order to prevent complicated problems from setting in. A routine cleaning or check-up can spare you from potential pain, expensive treatments, or even long-term oral health complications.
How To Maximize Your Dental Coverage Before Year-End?
Here are a few simple steps to help you maximize your remaining dental benefits:
- Schedule Your Appointment Early: Do not wait until the last minute. Dental offices fill up quickly, particularly toward the end of the year. Call today to secure your appointment.
- Check Your Coverage: Review what is covered under your plan. You might be eligible for extra treatments, from fillings to X-rays, that you can utilize before the year ends.
- Prioritize Preventive Care: For most, preventive treatments like cleanings and exams are the most important benefits. Be sure to prioritize these before using the remaining coverage for other services.
- Use Your Maximum Benefits: Now is the time to complete a treatment you have been putting off. Use any remaining benefits for covering procedures like crowns, fillings, or even a simple cleaning.
What Services To Prioritize Under Your “Use-It-or-Lose-It” Plan?
With limited time remaining this year, it is important to ensure you are using your benefits for needed services. The following are the most frequent dental treatments to consider as the end of the year approaches:
- Routine Cleanings and Exams: The foundation of good oral health is established through these. Keeping up with cleanings and exams helps prevent issues such as cavities and gum disease.
- X-rays: Routine X-rays often reveal problems, especially in the early stages, not otherwise visible during a routine examination, such as cavities between the teeth or below the gum line.
- Fillings and Restorations: Do not delay the requirement for fillings or any other restorative work; the sooner these are done, the less likely they are to become more significant problems.
- Fluoride Treatments: These treatments can strengthen the teeth and prevent further decay for those who are cavity-prone.
By using your benefits for these essential services, you can set yourself up for better dental health in the coming year.
How To Beat The Holiday Rush At The Dentist
For many, the end of the year is chaotic, and it can be a crazy, busy time at your dental office. To stay ahead of the rush, consider the following tips:
- Book Early: The earlier you book your appointment, the more likely you are to get the time slot you want. Avoid waiting until the last few weeks of the year.
- Stay Flexible: If your first choice for appointment times is unavailable, try to be flexible with your schedule. Many dental offices have extended hours during the final months of the year.
- Beat the Crowds: If possible, schedule early morning or weekday appointments. These hours are less busy and may help you avoid long wait times or crowded offices.
This way, you will not only get a spot but also avoid the stress of last-minute scheduling.
Keep Your Smile Healthy With Beacon Dental Center
As the year comes to a close, do not let your dental benefits go to waste. Book your appointment today and take advantage of the remaining benefits before they expire. Through routine dental care, you can give your teeth the best chance to stay healthy, and being proactive ensures you are investing in long-term oral health.
At Beacon Dental Center, we are here to help you maximize your benefits. Our team is ready to provide the care you need, so do not wait, book your appointment today to keep your smile healthy for the year ahead!